by Javier Olaya | Nov 23, 2020 | Uncategorized
When Jackie and I sat down to talk about joining our bank accounts, we flipped a coin to decide whose bank we would stick with. I lost, so we merged all of our money into Jackie’s bank. Of course, in hindsight I can see how silly this is. There are so many...
by Javier Olaya | Nov 16, 2020 | Uncategorized
Who doesn’t love credit cards? They give you the opportunity to carry a balance while also rewarding you for your spending, providing cash back and points. Credit cards are meant to encourage you to extend yourself though. Carrying a balance from month to month will...
by Javier Olaya | Nov 9, 2020 | Uncategorized
Starting a new job is always exciting, but it can also be overwhelming, especially as you page through a hundred pages about employee benefits. There are so many choices to make, and we often focus most of our attention on things like retirement plans and health...
by Javier Olaya | Nov 2, 2020 | Uncategorized
Do you have family meetings in your house? Dedicated time each week or month to discuss events, changes, or money? My parents sat my sister and me down regularly for family meetings, even discussing finances with us. Admittedly, I remember my own loathing during these...
by Javier Olaya | Oct 26, 2020 | Uncategorized
At nearly four years old, my daughter is a bit young for assigned chores that will earn her money, but when the time comes, my wife and I plan to give her an opportunity to do just that. Having conversations with your kids about value and money is important,...
by Javier Olaya | Oct 19, 2020 | Uncategorized
Years ago I wrote an article about making “cents” for your child’s future (catchy, I know) in an effort to provide practical tips on how to talk with your kids about money and budgeting. Back then though, I didn’t actually have kids. Now, two children later, I’m...
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