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Discipline creates margin

We often talk with those who are in the “build wealth” phase of life about the importance of establishing good financial discipline. When you are at the beginning of this phase, looking years ahead to retirement, it’s difficult to really appreciate how much the extra money going toward your retirement plan or current debt will benefit you, but the rewards of your good habits will only compound over time, multiplying your wealth. There is no shortage of examples of millionaires who attained their wealth through hard work and financial discipline.